concept of human capital formation:
human capital refers to the stock of skill and expertise of a nation at a point of time. human Capital is the stock of talent, competence, expertise, education and knowledge embodied in a nation’s people at some point in time. In simple terms, it is a stock of professionals and skilled individuals in a country at any one moment who engage in the production process and contribute to the gross domestic product. The Human Capital of a country includes engineers, doctors, management , teachers, labourers, etc.
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